[26] Proceeds ranged from $3.2b (California) to $1.5m (Nevada). BlueCross BlueShield's network of doctors and specialists is gigantic. Made complaint with DMHC. Reading health insurance reviews from customers can give you a sense of the general quality BlueCross BlueShield offers. Good second policy for Medicare. I am insured with Blue Cross from my employer and their coverage is so affordable for my son and I. [5] BlueCross BlueShield below. They work well with our claims and any time there has been an issue they have worked well with the doctor offices to figure the issues out. I have not had many issues with the company. There are some regional differences with BlueCross BlueShield companies, so interested people should work with the insurer directly to learn more about coverage, benefits, premium rates, deductible, and out-of-pocket limit available with each health plan. Blue Cross and Blue Shield of Montana Download: Adobe® Reader TM | Adobe® Flash Player | Apple Quicktime | Windows Media Player Blue Cross and Blue Shield of Illinois, Blue Cross and Blue Shield of Montana, Blue Cross and Blue Shield of New Mexico, Blue Cross and Blue Shield of Oklahoma, and Blue Cross and Blue Shield of Texas, Brian Teller Learn more about our non-discrimination policy and no-cost services available to you. I've been with them since I went to work for the USPS. Specific health care provider network access, however, does depend on the individual health plan. I have an HMO and I wished I had a PPO it would be much better as far as choosing doctors because the doctors from the network are not always good. The amount you pay for a health plan is not limited to the monthly premiums. [9], Prior to 1986, organizations administering BCBS were tax exempt under 501(c)(4) as social welfare plans. [25], Conversions into for-profit corporations typically results in distribution of some of the assets into a charitable foundation. Blue Cross Blue Shield has a presence in over 170 countries. You could always see where you were on their website with regard to deductible and OOP limits. Great communication. She is amazing! Mejoramos continuamente la experiencia de nuestros clientes quienes prefieren comunicarse en español. BlueCross BlueShield also offers indemnity, Point of Service (POS), and short-term health insurance plan options. Get a free instant rate quote and apply online today for Illinois health insurance plans including individual and family health insurance, Medicare supplement, short term health insurance and health savings account (HSA) compatible plans at www.bcbsil.com. Blue Cross coverage available across Canada Blue Cross member plans operate on a not-for-profit basis in every region of Canada, making coverage available to eligible residents in each province. What can I say I love blue cross it provide great Heath care service in my opinion. Greater Chicago Area. She was amazing with answering all my questions and also making sure I was making the right decisions. We have never had any complaints with the customer service. They had a lot of providers in my area that worked great.". We have had BlueCross BlueShield for many years. Been with them for over 16 years, and all I can say is, they're a necessary evil. I have never been more happy with an insight company. Blue Cross Blue Shield of Illinois is the largest health insurer in Illinois, offering group and individual health insurance coverage, managed care products, Medicare supplement coverage, and prescription drug coverage to over 7 million members. Medical Condition But on the other hand, the office you work with locally could be one of those with a poor reputation since BlueCross BlueShield doesn't micromanage each subsidiary. Only suggestion is have a quick customer service. In the 1960s the U.S. government chose to partner with Blue Cross and Blue Shield companies to administer Medicare. It has worked for me. They have always been so helpful and a good company to deal with! It's important to make sure any health plan you choose offers the medical coverage you need and is affordable. Registered company in England and Wales under company number 00363197. Their customer service is below average, but their insurance plans are actually pretty decent. It is available 24/7 to members and has set up its customer service tools to be convenient, immediate, and of course, helpful-even in the details. Medicare Advantage plans are also called Medicare Part C. Medigap plans can be purchased to help pay for Original Medicare out-of-pocket costs (copayment and coinsurance). Blue Cross Blue Shield Association (BCBSA) is a federation of 36 separate United States health insurance companies that provide health insurance in the United States to more than 106 million people. Not even asking for a reimbursement just want it canceled and to stop being charged. ... Strategic Sourcing Director at ITW. [13], Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, offering insurance plans within defined regions under one or both of the association's brands. The customer service is phenomenal. For example, it's positive that BlueCross BlueShield is accepted at such a high percentages of hospitals, doctors, and urgent care centers because it is a well-known brand in the health insurance marketplace. In the United States, Puerto Rico and U.S. Virgin Islands. They have taken care of my family and have great customer service. I like that BCBS pays 100% for immunizations. The Healthcare Marketplace has provided access to BCBS in both Texas and Arkansas for me over the years, and for that, I am sooooo grateful. Blue Cross Blue Shield offers global coverage and a global coverage app on itunes and GooglePlay. Be sure to understand your health needs and what would fit into your budget. In 2014, BC/BS of Illinois (Health Care Service Corporation) was sued over its nonprofit status, with the lawsuit dismissed with prejudice and the ruling upheld on appeal. How candidates got an interview. until then I had no problem with them other than the fact they tried to give me a hard time about a medical condition. Never have had a problem with denied claims. They also act as administrators of Medicare in many states or regions of the U.S.[14], The Blue Cross Blue Shield Federal Employee Program (FEP) is a nationwide option under the Federal Employees Health Benefits Program (FEHB) for U.S. federal government employees and retirees, and has been part of FEHB since FEHB's inception in 1960. In addition to considering the cost of premiums, you should also consider how expensive the out-of-pocket expenses will be. I have been very satisfied with BLueCross BlueSHield as our health insurance. For better or worse, the coverage you receive through your health plan depends partially on the state you live in (the state in which you would use that insurance). The Blue Cross Blue Shield Association (BCBSA) is one of the most recognized names in health insurance, both in the United States and around the world. and connect confidently with companies that deserve their business. BlueCross BlueShield is available in all 50 states, and is widely accepted by doctors and hospitals. Copays and deductibles are reasonable. The cost of the plans raises every year, so we have to go to lower and lower plans - getting less and paying more :(. Really easy to work with and makes sure any problems are resolved. My doctor was great, but the bills/payments from insurance are terrible. And most importantly, they’re accepted pretty much, everywhere. After all, the health insurer is large and works though several subsidiaries. BlueCross BlueShield is a renowned and well-known insurance provider. Would recommend. My service provider says speak to your insurance and regence says speak to your provider. I’ve had blue cross for about 20yrs. Full service medical insurance provider with broad network coverage and a huge selection of authorized providers. I have been with Blue Shield for 2 years, this enrollment period will be my 3rd year. When it comes to staying ahead in today's changing environment, Blue Access for Employers is there to help you and your company move at the speed of business. I lost my cards one time and they quickly sent me new ones in the mail. We are focused on improving quality, access and value, helping our members get the care they need. I would recommend them to anyone. Blue Cross of Idaho and Regence[21] Blue Shield of Idaho are separate companies and compete throughout the state. Then, Imagine going for one 25-minute doctor visit and having to pay $165. The coverage is great. Blue Cross Blue Shield Association (BCBSA) is a federation of 36 separate United States health insurance companies that provide health insurance in the United States to more than 106 million people. BluesEnroll. These reviews mention satisfaction with claims, coverage, and customer service. In many ways, it's not surprising that there are inconsistencies in health insurance plan details at BlueCross BlueShield. Dental plan is terrible, hard to get care due to limited dentists accepting insurance. Offerings include group and individual health and dental benefits, as well as travel health insurance. In southeastern Pennsylvania, Independence Blue Cross (Philadelphia) has a joint marketing agreement with Highmark Blue Shield (Pittsburgh) for their separate hospital and medical plans. They were the first insurance company I never had a hassle with. Excellent service they had provided to us. Details Drug Coverage for the Blue Cross and Blue Shield of Illinois Blue Medicare Advocate Health H8547-001 (HMO) in Illinois. ®´, ®´´, SM, TM Registered and Service Marks, and Trademarks are the property of their respective owners. Those looking for vision or dental coverage can find good policies through BlueCross BlueShield. PPO plans generally offer coverage for seeing out-of-network providers, though the coverage levels are not as high as for in-network providers. [6] The first plan guaranteed teachers 21 days of hospital care for $6 a year, and was later extended to other employee groups in Dallas, and then nationally. If we are away from home and needed medical attention we have always been covered even when in another state. Though historically "Blue Cross" was used for hospital coverage while "Blue Shield" was used for medical coverage,[23] today that split only exists for traditional health insurance plans in Pennsylvania. When you initially search for a health plan to understand the benefits and costs of monthly payments, expect to put in your location and some personal information, as these points will help BlueCross BlueShield draw up a list of potential plans for you. Easy to deal with and coverage is excellent. Call our recommended rep over at Blue Shield was developed by employers in lumber and mining camps of the Pacific Northwest to provide medical care by paying monthly fees to medical service bureaus composed of groups of physicians. The biggest headache I had was trying to get a preauthorization, but the customer service representative helped walk me through the hang ups and even got on a three way call with the doctor to help solve the problem. Nationally, the Blue Cross Blue Shield Association Health of America found “vaccinations were down 26% for MMR, 26% for DTaP and 16% for polio nationwide” and estimate U.S. children will miss 9 million vaccination dosages by the end of 2020. Blue Cross/Blue Shield organization profile: candidate recipients for the 2020 cycle and top recipients of all types for the 2020 cycle. Cost is a little high, but their service is great. I am pleased with their Customer Service Rep’s whenever I call in for assistance as for my medical needs they have been meet to my satisfaction. [3][15][16][17], The association has its headquarters in the Michigan Plaza complex in the Chicago Loop area of Chicago, Illinois.[18]. This is a Medicare Advantage plan. The best insurance plan for someone else may not necessarily be the best fit for your situation. I discovered on 5/24/2018, premiums still being paid, canceled policy , and was informed because another policy was paying my claims and not Blue Cross, I should expect a refund. great rates and very good experience dealing with customer service they have always answered my questions . Customers can also purchase dental and vision coverage. [15] FEP enrolls over half of the federal workforce, with over 5 million members, making it the largest insurer of federal employees and the largest single health plan group in the world. Took my account and credit card info off the account, changed my credit card and they are STILL somehow able to charge me. so I am paying the same rate I always have, and they want Medicare to pay for my treatments? Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state. Great choice for health insurance needs. Easy to use and accepted by most doctors and hospitals. Not every BlueCross BlueShield subsidiary may participate in Blue365, so check with your subsidiary to see if it does. They always paid timely and the contracted amounts. Blue Cross Blue Shield of Illinois - Health Insurance Illinois. I truly don’t understand how. Blue Cross Blue Shield has helped our family through and lot! Still fighting to cancel this membership months later and get them to stop charging me every month. Through Blue365, members can receive discounts on all sorts of health-related products and services. I will request for her every time. BluesEnroll provides easy access to benefit management, detailed reporting, and online resources such as online training tools & tips. Treatment and other medical services you receive from these providers will be covered in part by this company. This is unfair to me. I have been talking with Mary almost 1 hour, she is working at pharmacy department, I really would love say her “thank you so much” She call each pharmacy to make sure that my insurance cover medication and not pay it. Would very much reccommend, BCBS is a monopoly. [6] The American Hospital Association (AHA) adopted the Blue Cross symbol in 1939 as the emblem for plans meeting certain standards. I'm glad I have insurance, because I'm sure I've saved some money over the years. These plan-types indicate the kind of provider network available with the health plan. I have been using this company for many years, probably 10+, for health and dental insurance and it has never failed me! During 2010, Health Care Service Corporation, the parent company of BCBS in Texas, Oklahoma, New Mexico, Montana and Illinois, nearly doubled its income to $1.09 billion in 2010, and began four years of billion-dollar profits. We pay over $1400 a month and still have a $5k deductible. Hello everyone I think the business is also, and I just talk to a lady that work in flowood ms name Lakeisha. My only frustration has been with them not covering certain medications. The cost for BCBS is already expensive and certainly not offered any solution expect to change my medication. To qualify for Medicare benefits, individuals generally must be at least 65 years old. BlueCross BlueSheild has earned many positive customer ratings and reviews on Best Company. Another unique feature of the Blue365 program. Blue Cross and Blue Shield of Illinois (BCBSIL) is committed to expanding access to quality, cost-effective health care to as many people as possible in Illinois. In the final spending bill for FY 2015 after much lobbying since 2010, nonprofit Blue Cross and Blue Shield plans continue to have special tax breaks that were understood to be threatened by the Affordable Care Act of 2010. In short, BlueCross BlueShield takes lots of different steps to meet the needs of customers all over the US. This is not an honorable company i had medicare. BlueCross BlueShield answers frequently asked questions, have social media outlets to connect with clients more personally, and of course, provide mailing information for when you need to mail in a form or contact them via snail mail. Blue cross blue shield has taken care of our medical needs for the most part. Deserves a zero for charging me double the price for “late fees” after I canceled my Membership THREE times . I definitely recommend it to anyone that asks. Easiest and most affordable health insurance available. I stick with them as my provider. The main office is in Chicago in the Illinois Center at 225 North Michigan Avenue. that was caused by my job. The problem is now, they have become secondary telling me Medicare is now Primary. Through my wife's company, they have secured our health for over 15 years now, I have nothing bad to say about my coverage. Blue Cross and Blue Shield of Vermont is an Independent Licensee of the Blue Cross and Blue Shield Association. Because of the wide acceptance, it should be easy to find a network provider. In 1948, the symbol was informally adopted by nine plans called the Associated Medical Care Plan, and was later renamed the National Association of Blue Shield Plans. They have helped me get through some very trying times and pay for my medication!". We have a daughter with special needs and they have accepted every doctor she has needed to see. I am sad that we have no choice but to use them. Their customer service is very kind when you can finally talk to someone. [4] The BCBSA manages communications between its members and the operating policies required to be a licensee of the trademarks. Some of these tools are specific to each of its subsidiaries, and include customer service numbers and mobile apps. BlueCross BlueShield also offers Medicare and Medicaid plans. BlueCross BlueShield insurance is accepted all over the United States. https://www.mapquest.com/us/illinois/blue-cross-blue-shield-of-illinois-7692474 Blue Cross and Blue Shield of Texas Yesterday at 9:13 AM Living with a disability can sometimes require a bit of creativity a ... nd staying physically active can often be a challenge. They definitley made life more bareable. Billing services are quick and complete. Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. Dental plans and vision plans may also vary by location, so it's important to work with the subsidiary in your area to get specific information. I would like to see insurance companies, on the whole, care more about their customers and take care of them rather than having a nickel and dime approach. Issues with claims and coverage are common in the health insurance industry, so it's a good sign that BlueCross BlueSheild's positive reviews highlight satisfaction with these things. Two independent companies operate in central Pennsylvania, Highmark Blue Shield (Pittsburgh) and Capital Blue Cross (Central Pennsylvania) . Blue Cross is a registered charity in England and Wales (224392) and in Scotland (SC040154). It will take days for them to respond via the email option on their website. Knowledge of their product with their service people is impressive. This permits each BCBSA company to offer nationwide insurance coverage even though it operates only in its designated service area. BlueCross BlueShield insurance plans are available nationwide and widely accepted at hospitals and doctor's offices. We have had a wonderful experience with BlueCross BlueShield. | Title 26 – Internal Revenue Code | U.S. Code | LII / Legal Information Institute, "Blue Cross parent boosts profit in second quarter", "In Final Spending Bill, Salty Food and Belching Cows Are Winners", Health Insurance Facts | Smarter Consumers of Healthcare, "Blue Cross and Blue Shield's Federal Employee Plan", "Feds Are Flocking to the Same Few Health Care Plans Despite Choices", "Florida Blue – New Name of BlueCross and BlueShield of Florida", "Cambia health solutions announces strategic", "Blue Cross and Blue Shield, A Historical Compilation", "Appeals panel upholds dismissal of class action challenge of how Blue Cross parent corp uses profits", "Judge Dismisses Attempted Class-Action Suit Against Regence BlueCross BlueShield of Oregon | The Lund Report", "Conversion and Preservation of Charitable Assets of Blue Cross and Blue Shield Plans: How States Have Protected or Failed to Protect the Public Interest", "Blue Cross and Blue Shield A Historical Compilation", "The Curious Conversion Of Empire Blue Cross", https://en.wikipedia.org/w/index.php?title=Blue_Cross_Blue_Shield_Association&oldid=998501931, Financial services companies established in 1929, Medical and health organizations based in Illinois, Members of Blue Cross Blue Shield Association, Articles with dead external links from December 2014, Wikipedia articles with WORLDCATID identifiers, Creative Commons Attribution-ShareAlike License, Missouri (excluding 30 counties in the Kansas City area), Virginia (excluding the Northern Virginia suburbs of Washington, D.C.), Highmark BlueCross BlueShield (Western and Northeastern Pennsylvania), Highmark BlueShield (Eastern & Central Pennsylvania), Highmark Blue Cross Blue Shield Delaware (Delaware), Highmark BlueCross BlueShield West Virginia (formerly Mountain State Blue Cross Blue Shield) (West Virginia), BlueShield of Northeastern New York (A division of HealthNow New York Inc.), BlueCross BlueShield of Western New York (A division of HealthNow New York Inc.), Capital Blue Cross (Central Pennsylvania), BlueCross BlueShield of the U.S. Virgin Islands, This page was last edited on 5 January 2021, at 17:37. 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